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PCIP3-0 Payment Card Industry Professional Exam Questions |

PCIP3-0 Exam Questions - Payment Card Industry Professional Updated: 2024

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Exam Code: PCIP3-0 Payment Card Industry Professional Exam Questions January 2024 by team

PCIP3-0 Payment Card Industry Professional

The qualification exam is administered at a Pearson VUE Test Center. You will have 90 minutes to complete 75 multiple-choice questions. No electronic devices may be used during the closed-book exam.

All scheduling/rescheduling is done via Pearson VUEs online scheduling system – you select the test location, date and time most convenient for you.

You will receive an email containing Instructions and a voucher to schedule your exam within 2-3 business days of payment processing.

If you choose the Exam-only or instructor-led class option, the exam must be completed within a 30 day test window.
If you choose the eLearning Course, the exam must be completed within a 90 days test window.
Exam Results and Next Steps

Pass/Fail results are provided immediately following the conclusion of your exam.

Passing candidates will receive a Certificate of Qualification via email within 2-3 business days.

If a passing score is not achieved, a total of three (3) attempts are permitted (a retake fee will apply).

The Payment Card Industry Professional is an individual, entry-level qualification in payment security information and provides you with the tools to help your organization build a secure payment environment. Becoming a PCIP demonstrates a level of understanding that can provide a strong foundation for a career in the payments security industry. This renewable career qualification is not affected by changes in employment assignments and stays in effect as long as the individual continues to meet requirements. This three-year credential also provides a great foundation for other PCI qualifications.

- Support your organizations or clients ongoing security and compliance efforts through your knowledge of how to apply PCI Standards

- Gain recognition of your professional achievement with this renewable three-year industry credential

- Become part of a PCIP community where knowledge and best practices can be shared

- Launch your career in the payments industry with a competitive advantage

- Listing in a searchable directory on the PCI website

- Earn Continuing Professional Education (CPE) credits

This course outlines the PCI Standards and provides you with the tools to build a secure payments environment and help your organization achieve PCI compliance. Course highlights include:

- Principles of PCI DSS, PA-DSS, PCI PTS, and PCI P2PE Standards

- Understanding of PCI DSS requirements and intent

- Overview of basic payment industry terminology

- Understanding the transaction flow

- Implementing a risk-based prioritized approach

- Appropriate uses of compensating controls

- Working with third-parties and service providers

- How and when to use Self-Assessment Questionnaires (SAQs)

- Recognizing how new technologies affect the PCI (e.g. virtualization, tokenization, mobile, cloud)

Payment Card Industry Professional
PCI-Security Professional Exam Questions

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PCIP3-0 Payment Card Industry Professional

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Payment Card Industry Professional
Question: 78
Existing PCI DSS requirements may be combined with new controls to become a compensating
A. False
B. True
Answer: B
Question: 79
The use of two-factor authentication is NOT a requirement on PCI DSS v3 for remote network
access originating from outside the network by personnel and all third parties.
A. False
B. True
Answer: A
Question: 80
For initial PCI DSS compliance, it’s not required that four quarters of passing scans must be
completed if the assessor verifies that 1) the most recent scan result was a passing scan, 2) the
entity has documented policies and procedures requiring quarterly scanning, and 3)
vulnerabilities noted in the scan results have been corrected as shown in a re-scan(s).
A. False
B. True
Answer: B
Question: 81
Imprint-Only Merchants with no electronic storage of cardholder data may be eligible to use
which SAQ?
Answer: C
Question: 82
To whom is Self-Assessment Question No: naire (SAQ) A intended for?
A. Card-not-present Merchants, All Cardholder Data Functions Fully Outsourced
B. Merchants with Web-Based Virtual Payment Terminals—No Electronic Cardholder Data
C. Merchants with Only Imprint Machines or Only Standalone, Dial-out Terminals— No
Electronic Cardholder Data Storage Merchants with Only Imprint Machines or Only Standalone,
Dial-out Terminals No Electronic Cardholder Data Storage Merchants with Only Imprint
Machines or Only Standalone, Dial-out Terminals— No Electronic Cardholder Data Storage
Merchants with Only Imprint Machines or Only Standalone, Dial-out Terminals— No
Electronic Cardholder Data Storage Merchants with Only Imprint Machines or Only Standalone,
Dial-Out Terminals - No Electronic Cardholder Data Storage
D. Merchants with Payment Application Systems Connected to the Internet—No Electronic
Cardholder Data Storage Merchants with Payment Application Systems Connected to the
Internet— No Electronic Cardholder Data Storage Merchants with Payment Application
Systems Connected to the Internet—No Electronic Cardholder Data Storage Merchants with
Payment Application Systems Connected to the Internet—No Electronic Cardholder Data
Storage Merchants with Payment Application Systems Connected to the Internet - No Electronic
Cardholder Data Storage
Answer: A
Question: 83
Users passwords/passphrases should be changed on a minimal of what interval to meet
Requirement 8.2.4?
A. 30 days
B. 60 days
C. 90 days
D. 180 days
Answer: C
Question: 84
Which statement is true regarding sensitive authentication data?
A. Sensitive data is required for recurring transactions
B. Sensitive authentication data includes PAN and service code
C. Sensitive authentication exists in the magnetic strip or chip, and is also printed on the
payment card
D. Encrypt sensitive authentication data removes it from PC DSS scope
Answer: C
Question: 85
Which of the following lists the correct “order” for the flow of a payment card transaction?
A. Clearing, Settlement, Authorization
B. Clearing, Authorization, Settlement
C. Authorization, Settlement, Clearing
D. Authorization, Clearing, Settlement
Answer: D
Question: 86
Passwords/Passphrases should not be allowed if the same of the last used
passwords/passphrases. (Requirement 8.2.5)
A. 6
B. 2
C. 4
D. 1
Answer: C
Question: 87
Which of the below functions is associated with Acquirers?
A. Provide clearing services to a merchant
B. Provide authorization services to a merchant
C. Provide settlement services to a merchant
D. All of the options
Answer: D
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PCI-Security Professional Exam Questions - BingNews Search results PCI-Security Professional Exam Questions - BingNews New PCI Virtualization Guidelines Answer Some Questions, Create Others

Earlier this month, the PCI Security Standards Council (SSC) added guidelines around PCI DSS for regulatory compliance for virtualized environments that also applied to data stored in the cloud. The move represented a significant shift that addressed growing security concerns created by burgeoning IT trends, experts say.

“Over the last couple of years, we’ve seen a huge adoption of virtualization inside the enterprise, and more recently, a surge of interest in the public cloud,” said Chad Loder, vice president of security solutions for Rapid7. “This is causing many questions for PCI assessors about how the PCI standards should be interpreted in these environments. However, the basic principles of PCI are still the same, regardless of where your systems are located.”

The updated PCI DSS, known as PCI DSS 2.0, addresses virtualization by mentioning that virtual machines (VMs) can compliantly handle credit card data -- as long as each VM is used for a single purpose and keeps the data separate from the rest of the IT infrastructure.

Above all, PCI 2.0 stipulates that if virtualization technologies are used in a cardholder data environment, all PCI DSS mandates are applicable to those virtualization technologies.

The supplemented PCI also acknowledges that virtualization technology introduces new risks that must be taken into consideration and assessed when moving cardholder data to virtual environments, and also states that because virtual technologies can vary greatly, organizations will be required to perform thorough data discovery to identify sensitive data used in payment card transaction processes.

In addition, the revised PCI maintains that there is no one-size-fits-all method or solution to apply the PCI guidelines to adhere to virtualized environment and that specific controls and polices will vary for each environment, depending on how virtualization is used and implemented.

While the new virtualization guidelines paint a clearer picture of compliance for relevent IT trends, security experts say that they also could potentially create more confusion stemming from an array of interpretations.

But some industry experts said the new virtualization guidelines will make PCI compliance easier for users migrating data to virtual or private cloud environments.

“The new guidelines solve -- as opposed to create -- challenges,” said PCI expert Anton Chuvakin. “Additional council guidance solves the challenges of implementing PCI DSS controls and also assessing and scoping PCI compliance in virtual, and to a small extent, cloud environments.”

One qualified security assessor (QSA) echoes that the the new guidelines clears up a lot of confusion for customers, who previously had to guess at what activities were within the scope of compliance in virtual and cloud environments.

“Up until this point, many QSAs were either relying on vendor-driven best practices or only reviewing virtual machine configuration or physical security associated with a cloud environment,” said Nick Puetz, director of PCI compliance for FishNet Security, a Kansas City, Mo.-based solution provider. “The new guidelines go a long way in helping establish what is in-scope and which high-level controls need to be in place.”

Virtualization Guidelines In PCI Opens Up Compliance Conversations Puetz said that one of the biggest challenges would be getting the word out to customers moving data to cloud or virtualized environments. As such, the new virtualization-specific additions in PCI could mean opportunities to open new conversations with virtualization and cloud customers about compliance.

“Many clients do not understand these guidelines, mostly because they are very new and clients have not had an opportunity to read and absorb the new content or talk to their QSA’s about the new content,” he said. “Having quarterly meetings with your QSA can go a long way in keeping lines of communication open so both sides stay up to date on any changes or new happenings.”

However, other experts maintain that the vaguely worded guidelines will almost certainly present new challenges for organizations as they apply their own interpretation to the rules.

For example, Loder pointed out that the new guidance affects not only a hypervisor but potentially all the other VMs running on that hypervisor when a VM is in scope for PCI.

“Depending on how this is interpreted, this could cause a significant expansion in the scope of the cardholder data environment in organizations,” Loder said.

Ruth Xovox, chief compliance officer for PCI QSA firm ExoIS, said that challenges regarding compliance in cloud and virtual environments will likely be compounded due to the fact that many organizations continuously fail to be PCI compliant in their physical environment.

“When you’re outsourcing, it’s difficult to know what being compliant means,” Xovox said. “If you’re not compliant in your own environment, the risk increases. Typically people are not doing a lot of things they should, leaving data unencrypted, not reviewing logs, etc. (Cloud environments) become more tricky because you have less control.”

If anything, experts say, the virtualization addendum to PCI simply emphasizes that users are still required to adhere to all the same principles of the data security standard, regardless of whether their data is stored on physical, virtual or cloud environments.

During a June 10 “PCI In The Cloud” panel in San Jose, Calif., sponsored by Rapid7 and ExoIS, Eduardo Perez, head of global payment system risk for Visa, advised users to eliminate or avoid storing cardholder data wherever possible, unless there’s a viable business need to do so.

“Do you need that cardholder data?” Perez said. “The takeaway is that if you can’t eliminate it, then truncate it.”

Experts also underscore that users going to either the public or private cloud should take steps to ensure their provider is PCI compliant, and be proactive about understanding how the provider conducts risk prioritization.

“Most clients are only as aware as the cloud company is,” Puetz said. “If a cloud company advertises their services as being compliant or secure, most clients are going to take their word for it, rather than investigating this claim independently. The best advice I can give to clients is ‘trust, but verify’ the claims of any cloud service provider.”

Mon, 27 Jun 2011 18:00:00 -0500 text/html
PCI DSS Requirements

What is PCI DSS?

The Payment Card Industry Security Standards Council (PCI SSC) was launched on September 7, 2006, to manage the ongoing evolution of the Payment Card Industry (PCI) security standards with a focus on improving payment account security throughout the transaction process.

The major credit card companies (VISA, MasterCard, Discover, and American Express) came together and published a uniform set of data security standards that serve those who work with payment cards. This includes: merchants of all sizes, financial institutions, point-of-sale vendors, and hardware and software developers who create and operate the global infrastructure for processing payments.

Wed, 16 Feb 2022 10:55:00 -0600 en text/html
PCI Compliance

Payment Card Processing and Security Policy – Establishes a campus wide requirement for campus merchants to meet and maintain compliance requirements established in the PCI DSS.

Payment Card Privacy Statement – Explains UAB’s intent to securely maintain the privacy of all payment card customers.

PCI Entity Account Request Form – The Office of the CFO is the UAB focal point for handling the PCI Entity approval and registration process. In order to be granted payment card processing authorization, UAB PCI Entities must complete the approval and registration process with the Office of the CFO, which includes requesting and completing a PCI Entity Payment Card Account Request Form. A valid business reason is required for approval to move forward in the process.

In order to complete the payment card account request and be issued a merchant account ID, Entities must complete the following steps:

  1. Obtain approval signatures on the request form by the Department Head and the Dean or Associate Vice President.
  2. Obtain approval from the Office of the CFO.
  3. PCI Entity to complete SAQ (Self-Assessment Questionnaire), Business Process and other required PCI documentation.
  4. PCI Entity Account Request Form

For questions relating to how to complete the requirements outlined above, refer to The PCI Entity Handbook or call (205) 934-5121.

Sat, 12 Oct 2019 10:01:00 -0500 en-US text/html
Payment Card Security (PCI DSS)


All Northwestern University departments that accept credit/debit card payments are considered merchant locations and must process those payments in a secure manner.  It is the responsibility of each merchant location to maintain compliance with the NU Merchant Card Processing Policy and the Payment Card Industry Data Security Standard (PCI DSS) established by the Payment Card Industry Security Standards Council (PCI SSC).

Treasury Operations is a central e-commerce administrator and compliance resource for Northwestern University merchant locations.  All Northwestern University merchant locations must participate in Northwestern University’s PCI training program and compliance initiatives.  Failure to fully participate may result in the merchant account being revoked.

Northwestern’s PCI DSS Compliance Program addresses requirements of the PCI SSC, including:

  1. Security Awareness Education (required PCI DSS Security Training and Attestation)
  2. Third Party Service Provider (TPSP) engagement
  3. System Vulnerability Scans
  4. System Penetration Testing
  5. Periodic Reviews and Audits
  6. Annual PCI SAQ (Self-Assessment Questionnaire)

(1) PCI DSS Security Training and Attestation

Per PCI DSS requirement 12.6, Northwestern University requires all Northwestern merchant location personnel interacting with the Cardholder Data Environment (CDE) in any manner (from the initial entry to the final reconciliation) to complete an annual training and attestation.  This mandatory requirement includes student employees, contractors and volunteers.

Employees and those with myHR access should complete training in myHR: (PCI DSS: Payment Card Data Security).

Volunteers and those without myHR access should complete this training at:

  • Individuals who have not completed training and attestation are not permitted to process Cardholder Data (CHD) on behalf of Northwestern University interests.  Merchant locations using untrained or unattested individuals to process CHD may have their merchant account revoked.

Merchant location personnel should also read and understand the Northwestern PCI DSS Compliance Policy.

Treasury Operations may require individual or group participation in additional PCI security awareness education training as needed.

(2) Third Party Service Provider (TPSP) engagement

NU Merchant locations or their representatives, including vendors and other TPSPs, may not enter into legally binding agreements with TPSPs processing or handling any type of CHD (Cardholder Data), or interacting in any other way with the CDE (Cardholder Data Environment) without proper NU vetting and approval first; including but not limited to Treasury Operations, NU IT Security and Compliance, NU Office of General Counsel and NU Purchasing.  All agreements with TPSPs must have specific PCI DSS and liability shift language included.

(3) System Vulnerability Scans

Merchants with non-P2PE, on-campus payment systems connected to the Internet are required to run vulnerability scans against their systems. Northwestern University’s contract with Trustwave includes external vulnerability scans that are scheduled on the TrustKeeper Portal; scan reports are posted on the TrustKeeper Portal as well. It is the responsibility of the Merchant to review the scans and address any vulnerabilities that have been identified. Failure to address identified vulnerabilities can result in the Merchant location, as well as the entire University, falling out of compliance. Merchants with PCI-validated P2PE payment systems are not required to run scans.

(4) System Penetration Testing

Northwestern University is now a PCI Level 3 Merchant based upon recent card processing metrics, and NU Merchants with non-P2PE, on-campus payment systems connected to the Internet are now required to have internally conducted penetration testing performed at least quarterly. Since this service is not currently a part of our Trustwave contract, arrangements need to be made by e-Commerce Operations and NU IT Security and Compliance, coordinated with Merchant onsite Administrators and IT staff. Failure to cooperate with this mandatory requirement may result in your Merchant account being revoked. Merchants with PCI-validated P2PE payment systems are not required to run penetration tests.

(5) Periodic Reviews and Audits

Treasury Operations and Northwestern’s PCI DSS partners or consultants may perform periodic reviews or audits of merchant location operations to ensure that merchants comply with PCI DSS and the University's risk is reduced.  Failure to cooperate with such activities may result in merchant account usage being revoked.

Merchant locations should also routinely review their procedures and equipment, including physically inspecting card processing equipment to ensure devices have not been substituted or tampered. This Merchant Location Device Inspection Checklist can be used for your inspections.

Please contact with questions or to request assistance.

(6) Annual PCI SAQ (Self- Assessment Questionnaire)

All Northwestern University merchant locations are required to validate PCI-DSS compliance at least annually by completing the appropriate SAQ in a timely manner. A questionnaire must be completed for each Merchant account, and a new questionnaire must be filled out whenever any of the following have occurred:

  • - payment processing system changes
  • - a year has elapsed since your last SAQ
  • - upon Treasury Operations request

The SAQ should be completed through the TrustKeeper Portal which is available in the CardConnect CardPointe gateway.

There are 8 types of SAQ. Treasury Operations or Arrow Payments can help determine which type is required for your merchant location environment:

SAQ Type           Type of Payment System
SAQ A Card-not-present merchants (e-commerce or mail/telephone-order) that have fully outsourced all cardholder data functions to PCI DSS compliant third-party service providers, with no electronic storage, processing, or transmission of any cardholder data on the merchant’s systems or premises. Not applicable to face-to-face channels.
SAQ A-EP Card Not Present, E-commerce merchants who outsource all payment processing to PCI DSS validated third parties, and who have a website(s) that doesn’t directly receive cardholder data but that can impact the security of the payment transaction. No electronic storage, processing, or transmission of any cardholder data on the merchant’s systems or premises. Applicable only to e-commerce channels
SAQ B Merchants using only Imprint machines with no electronic cardholder data storage and/or Standalone, dial-out terminals with no electronic cardholder data storage. Not applicable to e-commerce channels.
SAQ B-IP Merchants using only standalone, PTS-approved payment terminals with an IP connection to the payment processor, with no electronic cardholder data storage. Not applicable to e-commerce channels.
SAQ C Merchants with payment application systems connected to the Internet, no electronic cardholder data storage. Not applicable to e-commerce channels.
SAQ C-VT Merchants who manually enter a single transaction at a time via a keyboard into an Internet-based Virtual Terminal solution that is provided and hosted by a PCI DSS validated third-party service provider. No electronic cardholder data storage. Not applicable to e-commerce channels.
SAQ D All other SAQ-Eligible Merchants
SAQ P2PE-HW Merchants using only hardware payment terminals that are included in and managed via a validated, PCI SSC-listed P2PE solution, with no electronic cardholder data storage. Not applicable to e-commerce channels.


Thu, 03 Feb 2022 04:55:00 -0600 en text/html
CISSP Certification Requirements And Cost

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

The Certified Information Systems Security Professional (CISSP®) credential demonstrates mastery of developing and overseeing large-scale cybersecurity programs. When it comes to the best cybersecurity certifications, many consider CISSP the industry’s gold standard. Individuals who meet CISSP requirements can earn the certification and qualify to take on more professional responsibility in their cybersecurity jobs.

This guide offers information on CISSP certification requirements, including experience, suggested preparation times and CISSP certification exam costs.

What Is CISSP Certification?

CISSP certification, offered by (ISC)², is an advanced credential for information systems and cybersecurity professionals. This certification highlights an individual’s ability to create, deploy and manage cybersecurity efforts for large organizations.

CISSP certification requirements include a significant amount of professional experience and passing a lengthy exam. This credential suits experienced workers over entry-level and mid-level professionals.

Though this certification is not required by employers, it can boost candidates’ earning power and help them qualify for advanced roles in information security. CISSPs often work in positions like chief information security officer (CISO), network architect, security auditor and security manager, among others.

CISSP Certification Requirements

Aspiring CISSPs should familiarize themselves with the certification’s requirements before pursuing this credential.

Gain Experience

CISSP certification requirements stipulate that each candidate must have a minimum of five years of relevant professional experience. (ISC)² specifies eight security domains:

  • Domain 1: Security and risk management
  • Domain 2: Asset security
  • Domain 3: Security architecture and engineering
  • Domain 4: Communication and network security
  • Domain 5: Identity and access management
  • Domain 6: Security assessment and testing
  • Domain 7: Security operations
  • Domain 8: Software development security

Prospective CISSPs must accumulate experience in two of the eight domains to meet CISSP certification requirements. They can also apply (ISC)²-approved four-year college degrees and other credentials, which may qualify as a year of experience. Paid and unpaid internships also count toward the CISSP requirement.

Pass the Certification Exam

The CISSP exam covers the eight domains of security in a four-hour test comprising 125 to 175 required responses. These appear as multiple-choice questions and advanced innovative items. Test-takers must earn a 700 out of 1,000 to pass. Candidates register to take the exam with Pearson VUE.

Get Endorsed

After passing the exam, individuals can apply for endorsement online. The endorsement must come from an (ISC)²-certified professional who can advocate for your professional experience as a credential-holder in good standing. Individuals must receive endorsements within nine months of passing the exam.

Cost of Becoming a CISSP

Earning CISSP certification can deliver many professional benefits, but individuals should also understand the costs associated with pursuing the credential. Along with the required time investment, consider the following CISSP certification exam costs and any required payments relating to preparation and recertification.

CISSP Certification Exam Prep

Many organizations offer prep courses for the CISSP certification exam, and their costs vary drastically. Make sure to include exam prep costs, which may range from a few hundred dollars to a few thousand, in your CISSP budget. (ISC)² offers several exam prep methods, including self-paced, instructor-led and team-based options.

CISSP Certification Exam Cost

The CISSP certification exam costs $749. Individuals can receive vouchers from partner organizations after completing CISSP exam training courses.

Recertification Cost

Individuals must meet CISSP recertification requirements every three years to maintain their credentials. Each certification holder must earn 120 continuing professional education (CPE) credits over this three-year period. Costs relating to CPEs can vary significantly, but each certified individual must pay an annual $125 fee to (ISC)².

Common Careers for CISSPs

Individuals who have met CISSP requirements and earned their credentials can pursue work in many information security and cybersecurity roles. As of 2023, the number of open cybersecurity roles far outpaces the number of qualified professionals, indicating strong continued demand in the sector.

We sourced salary information for this section from Payscale.

Data from indicates that among current cybersecurity openings requiring certification, CISSP ranks as the most in-demand credential. The following section explores roles for CISSP certification-holders.

Chief Information Security Officer

Average Annual Salary: Around $173,500
Required Education: Bachelor’s degree in cybersecurity, information security or a related field; master’s preferred
Job Description: CISOs rank among the top positions in information security for responsibility and salary. This C-suite role reports directly to the CEO and requires significant experience, practical skills and expertise in information security.

CISOs oversee their organizations’ information security efforts. Often referred to as “chief security officers,” they supervise teams of infosec workers, set organizational directives, establish company-wide best practices and manage resource allotment. CISOs working in large, international businesses may interact with government agencies and congresspeople to ensure compliance with legal standards for information security.

Information Technology Director

Average Annual Salary: Around $125,000
Required Education: Bachelor’s degree in computer science or related field, MBA degree often preferred
Job Description: IT directors oversee departments of IT workers and manage organizations’ computer systems operations. They provide solutions to companies’ computer-related issues, including software upgrades, security concerns and general technical issues. IT directors communicate with executives to ensure company-wide directives are carried out successfully.

These directors research new IT software and hardware to keep their organizations up to date and safe. They track metrics for managing IT professionals, along with storage, hardware and software. IT directors also handle employee schedules and budget planning. As department heads, they must possess strong communication skills to interact with mid-level professionals and C-suite executives.

Security Analyst

Average Annual Salary: Around $73,500
Required Education: Bachelor’s degree in cybersecurity, computer and information technology or a related field
Job Description: Security analysts work in computer systems, networks and information security departments to prevent, monitor and respond to security breaches. This broad professional title refers to workers who handle a variety of tasks in computer and network security.

These professionals work in many industries as “first responders” for cyberattacks. They must demonstrate deep knowledge of hardware, software and data storage to understand potential vulnerabilities and security solutions. Security analysts may help design security systems and handle encryption efforts for businesses to protect sensitive information.

Network Architect

Average Annual Salary: Around $126,000
Required Education: Bachelor’s degree in network engineering or a related field; master’s in cybersecurity or a related field often preferred
Job Description: Network architects design and implement organizations’ security infrastructures. These professionals test and analyze existing safety structures to identify vulnerabilities and improvements. They install and maintain computer systems, including interconnected devices like firewalls and routers.

Before deploying any updates or upgrades, these information security professionals create models to test their networks in a controlled environment. Modeling allows network architects to forecast security and traffic issues before implementing their infrastructures in the real world. They also train and educate IT workers on organizational best practices.

Frequently Asked Questions About CISSP Requirements

What are the requirements to become CISSP-certified?

The two primary CISSP requirements are passing the exam and gaining five years of relevant professional experience.

No. CISSP certification suits experienced cybersecurity and information security professionals, requiring a minimum of five years of experience in the field.

Mon, 01 Jan 2024 01:12:00 -0600 Matt Whittle en-US text/html
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Prep for the CompTIA and other IT exams with this $40 bundle No result found, try new keyword!Get lifetime access to this CompTIA and IT exam course bundle for just $40 until Jan. 7 at 11:59 p.m. PT. Press TAB for Party View: Easily manage and sort your entire party's inventory on one screen. Thu, 04 Jan 2024 02:30:16 -0600 en-us text/html What Is CISSP Certification? Qualifications, Benefits And Salary

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

IT security professionals looking to advance their careers or dive deeper into the realm of cybersecurity should consider the Certified Information Systems Security Professional (CISSP) certification. Organizations across industries need to protect their data and proprietary information from cyberattacks, making CISSP-certified professionals a valuable asset to any company.

CISSP certification signals to employers that you know how to best protect web-based information systems and command a strong IT security team. Read on to learn all you need to know about earning CISSP certification.

Who Should Get CISSP Certification?

As an early-career IT security professional, you may be tempted to jump into the CISSP certification process soon after completing an undergraduate degree or spending just a few years working entry-level cybersecurity jobs. However, you’ll have to meet certain benchmarks before qualifying to become a CISSP.

(ISC)², which administers CISSP certification, requires candidates to have completed either five years of full-time employment or four years of employment plus an undergraduate degree (such as a bachelor’s degree in cybersecurity) or another approved credential.

(ISC)² also created the Body of Knowledge (CBK), which holds nearly all the information a seasoned cybersecurity professional should know. The CBK lists eight primary domains, including asset security and software development security. To become a CISSP, your past work experience must be within one or more of these eight domains.

Earning CISSP certification is not an easy process. From passing the exam to paying annual fees, this certification requires an investment of time, energy and money. On the other hand, CISSP certification is among the most common cybersecurity credentials required by employers.

Whether you plan to become a chief information officer or an independent security consultant, knowing your “why” can help you stay the course as you work toward earning CISSP certification.

Benefits of CISSP Certification

A CISSP certification is among the gold standards for IT and cybersecurity professionals. This credential can lead to higher salaries, a competitive advantage in the job market and knowledge of the latest industry advancements.

Increase Your Earning Potential

Salaries for CISSP-certified professionals vary by job title and location. On average, these workers earn around $128,000 per year in North America, according to Payscale.

CISSP-certified professionals are some of the most well-paid IT professionals in the industry. This is because employers understand the rigorous process required to become a CISSP, and the credential is recognized on a global scale.

Become a More Competitive Job Candidate

Adding CISSP certification to your cybersecurity resume signifies to recruiters and employers that you are among the top candidates in the information security industry. This credential also guarantees that you have at least four or five years of hands-on experience.

Some professionals plan to earn certification to pursue roles outside of their current organizations. (ISC)²’s 2023 workforce study indicates that 17% of respondents pursue credentials for a position with another company, while 15% considered certification to qualify for promotions.

Build Cybersecurity Expertise

Part of the CISSP certification process is becoming intimately familiar with all relevant information in the world of cybersecurity, both to pass the exam and to maintain certification.

After earning their certification, CISSPs must accumulate a set number of continuing education credits. Continuing education helps build expertise and ensure that CISSPs have current, relevant skills.

Participants in (ISC)²’s workforce study reported that their teams recognize the following benefits of employing cybersecurity professionals with certifications like the CISSP.

  • These workers have a deeper knowledge of critical cybersecurity topics.
  • Certified workers increase confidence in their teams’ ability to handle security challenges.
  • Hiring professionals with cybersecurity certifications ensures current knowledge and practice of information security trends.
  • Certification allows organizations to hire high-level workers with demonstrated expertise in cybersecurity.

Network with Other CISSPs

All CISSPs must become (ISC)² members, granting access to networking opportunities. More than 168,000 cybersecurity professionals are members of (ISC)².

What is the Current Demand for Cybersecurity Professionals?

Between 2021 and 2022, cyberattacks and data breaches increased by 41.5%. This spike in cyberattacks among companies of all types highlights both the need for expert cybersecurity professionals and the gap in supply.

Despite the field’s increasing popularity, the (ISC)²’s workforce study found that 67% of cybersecurity professionals say a shortage of cybersecurity professionals is putting their organizations at risk. (ISC)² estimated a global cybersecurity workforce gap of 3.9 million in 2023.

One potential reason for this workforce gap is that most cybersecurity job requirements include certifications such as the CISSP. Earning certification involves considerable time and effort, making it tougher to close this workforce gap. Meanwhile, technological advances used by malicious parties continue to outpace the rate at which IT and cybersecurity professionals enter the field and develop the expertise necessary to secure data against these attacks.

The Demand for CISSPs

CISSP professionals are in high demand across industries due to their advanced knowledge and ability to defend against data breaches and improve security measures.

According to CyberSeek, CISSP certifications see the most demand among all current cybersecurity job openings requiring certification. As of December 2023, more than 85,000 cybersecurity job listings request CISSP certification.

How to Earn CISSP Certification

To earn CISSP certification, you must first meet requirements for work experience, education and professional credentials. Candidates may have five years of relevant work experience or four years if they also hold a related undergraduate degree or an (ISC)²-approved credential.

If you do not meet these requirements but are still interested in taking the CISSP exam, you can work toward becoming an Associate of (ISC)². Associates have passed the exam but cannot become fully certified until they have fulfilled the work experience requirements.

Pass the Certification Exam

Each candidate has four hours to complete the CISSP certification exam, which comprises 125 to 175 questions. You can find ample preparation resources, including practice exams and study materials, on (ISC)²’s website.

When the time comes, you can register online to take the exam, though the exam itself will take place in person at a Pearson VUE testing center. Note that the exam fee is $749.

To pass, you must score at least 700/1,000 or higher. If you do not pass the CISSP exam the first time, you’re in good company—many test-takers attempt the exam multiple times. You can retake the CISSP exam 30 days after your first try and up to four times within a 12-month period.

Get Endorsed

After passing the CISSP exam, you must obtain an endorsement from a current certification-holder before becoming certified yourself.

This endorsement validates that you have completed the necessary work experience to earn CISSP certification. You have nine months to find an endorsement after passing the exam. In the event you are unable to find someone, (ISC)² may act as your endorser.

Maintain Certification

Like many professional accrediting bodies, (ISC)² requires its members to stay up to date on the latest trends and research in cybersecurity. You must earn at least 120 continuing professional education (CPE) credits every three years to maintain CISSP certification. Many members earn their CPEs by attending courses or conferences, volunteering or teaching.

Frequently Asked Questions (FAQs) About CISSP Certification

A CISSP professional maintains an organization’s IT security systems, securing data against external threats. Responsibilities may also include running security audits, gathering data on security performance, managing teams of IT security professionals and creating security reports for stakeholders.

Is CISSP a good certification?

Yes, the CISSP credential is one of the most respected certifications in the cybersecurity field. Its rigor and high standards are well-known in the industry, and many organizations place a high value on recruiting CISSPs.

No, CISSP certification requires five years of professional experience in a cybersecurity-related role or a combination of work experience and education.

Tue, 02 Jan 2024 02:22:00 -0600 Meghan Gallagher en-US text/html
Professional Engineering Exam

As a licensed Professional Engineer, or PE, you can expect many more benefits when compared to other engineers; most employers offer higher salaries and greater opportunities for advancement to PE's. Only PE's can consult in private practice, and seal company documents to be sent to the government. PEs also have more credibility as expert witnesses in court than most engineers.

Steps in obtaining a PE license:

  • Pass the Fundamentals of Engineering (FE) Exam.
  • Graduate with a bachelor's degree from an ABET accredited engineering curriculum (all Engineering curricula at Michigan Tech except Robotics Engineering).
  • Gain four years of engineering experience under the supervision of a registered professional engineer.
  • Pass the Principles and Practice of Engineering (PE) Exam.

During your senior year you should take the Fundamentals of Engineering (FE) exam, which is required prior to sitting for the Professional Engineers (PE) Exam. Some requirements vary by state.

Sun, 04 Sep 2011 15:27:00 -0500 en text/html
SMBs Face Looming PCI Security Deadlines

On top of increasing business expenses and shrinking lines of credit in a weak economy, many small businesses will face one additional pressure in 2009: looming compliance deadlines for Payment Card Industry Data Security Standard requirements.

For many SMBs, adhering to impending PCI DSS deadlines will require major changes to enhancing security infrastructure. That means spending more money on technologies and services such as security assessments, application firewalls, auditing and threat scanning.

Solution providers will need to find economic ways for budget-crunched small and midsize businesses to achieve compliance.

Comprised of 12 requirements, PCI DSS was implemented by credit card companies as a baseline security standard for any business -- ranging from enterprises to SMBs -- that accepts customer credit card data. Compliance deadlines for larger merchants have already passed, but now smaller merchants will get their turn. Credit card companies such as MasterCard and Visa have each set their own deadlines for small businesses to start meeting the various requirements of PCI DSS compliance throughout 2009, first for Tier 3 businesses -- merchants that process between 1 million and 6 million credit card transactions annually -- and then Tier 4 businesses, which include "all others."

Security VARs said that in general SMBs are more susceptible to becoming the victim of a security attack than their larger peers.

"The SMBs don't have a dedicated staff for security. They also don't have the budget to make the necessary protection needed," said Todd Leidner, vice president of operations for Intelek Technologies, based in Norman, Okla. "There are some that definitely know what's at stake. But then there are others who think that it's not going to happen to them, so why spend the money."

"I don't even think [PCI compliance] is entering their radar now, or not yet," said Leidner. "They're more focused on trying to stay in business than be compliant."

While compliance can be expensive, non-compliance could be even more costly. Organizations that fail to adhere to PCI mandates face financial penalties of up to $500,000 if data is lost or stolen and risk losing credit card processing rights. Meanwhile, a Jan. 2009 study by the Ponemon Institute found that the annual cost of a data breach averages to $202 per record and an average cost of more than $6.6 million per breach, the most significant portion (60 percent) of those costs due to loss of business.

Experts said that these days, companies -- even small ones -- are increasingly vulnerable to sophisticated malware attacks that are designed to steal sensitive identifying and financial information. In early January, a malware attack on credit card processing company Heartland Payment Systems resulted in the possible compromise of more than 100 million customer accounts, in what appears to be one of the largest data breaches in history.

Industry observers say that the Heartland breach is the tip of the iceberg because threat risks increase as more companies conduct massive layoffs and outsource IT functions to third parties such as contractors and consultants.

"A bad economy can lead to an increase in this sort of activity," said Thom VanHorn, vice president of global marketing for database security vendor Application Security. "More people are getting laid off. You have more disgruntled employees. It doesn't take many of those [employees] to perpetrate a breach that can result in harvesting information."

With IT budgets being slashed, upgrading security infrastructure for PCI compliance will be a costly challenge for many SMBs just struggling to stay in businesses, experts say. As a result, SMBs with limited IT resources and staff might be even more susceptible to security threats, industry observers said.

"If [SMBs] are having a tough time, then survival becomes more important," said Deven Bhatt, board member of the PCI Security Alliance, an organization based in Fremont, Calif. that aims to help merchants and financial institutions achieve PCI compliance. "They may not have security departments and they may not have as much cash. They're not as much a target, but they can be easy to break into also."

Next: SMBs Look For Cost-Effective Security

One of the biggest hurdles for SMBs will be to find ways to fund costly -- but necessary -- security solutions. Mandatory PCI requirements such as application layer firewalls and two-factor authentication come with price tags that are out of reach for many small businesses, solution providers said.

"Application firewalls -- those are extremely expensive, especially for the small and medium businesses," said Allen Allison, vice president of managed services for managed security service provider NaviSite, based in Andover, Mass. "That's one of the things that's going to be a big fear."

As one answer to providing SMBs with both quality and cost-effective security, NaviSite offers several hosted offerings and professional services to help smaller customers to achieve PCI compliance objectives, Allison said.

Meanwhile, Allison said that as Tier 3 and Tier 4 PCI deadlines approach later this year, SMBs will increasingly invest in all-in-one security suites -- security products incorporating multiple functionality.

"In order to be PCI-certified, they have to have it all," said Allison. "In many cases you can put in place solutions that accomplish multiple things -- log aggregation and correlation, authentication requests -- those are the things that most people should focus on. The stone that could kill multiple birds."

Another challenge that SMBs face in achieving PCI compliance is the ability to determine exactly what their security infrastructure needs -- a problem due, in part, to the subjective nature of the requirements, industry observers said.

"There will be people who will implement it well and people who implement it to check it off," Application Security's VanHorn said. "They assume that compliance equals security. They look at the 12 requirements and figure once they did that, than they can kick back and have cocktails on the veranda because 'they're secure.'"

However, experts say that because PCI adherence is mandatory, "nice-to-have" IT purchases might go by the wayside to make room for essential PCI upgrades. For many SMBs, the first step in becoming PCI compliant is to complete a comprehensive assessment of their infrastructure, especially the pieces that house valuable data. Solution providers said SMBs will need to invest in assessments to determine where their sensitive data lives, and then prioritize the most important data in terms of risk and delete the unnecessary data that's eating bandwidth and compromising security. As a result, PCI will likely open up opportunities for the channel to embark on or expand numerous assessment and remediation services, which they can specifically tailor to their smaller customers.

"Find out where all the sensitive information is in your environment, then get rid of it. You reduce the risk so much," said PCI Security Alliance's Bhatt said. "If you don't store it, then you don't have to worry about it."

Also because PCI standards require all companies to scan for threats, solution providers will find additional opportunities in scanning services, as well as auditing and reporting services to prove PCI compliance.

"If you're a Level 1 [merchant], you have a structured IT department," said Cheryl Traverse, CEO of San Jose, Calif.-based Xceedium, a security vendor specializing in entitlement management security products. "The [Level] 2s and [Level] 3s really don't have this, they don't have the expertise to do this. They need to work with the reseller and manufacturer who have the expertise and can show them the way."

Mon, 11 Dec 2023 04:23:00 -0600 text/html

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